{"id":3235,"date":"2024-06-30T00:21:50","date_gmt":"2024-06-29T15:21:50","guid":{"rendered":"https:\/\/smartmoneyant.com\/?p=3235"},"modified":"2024-06-30T00:21:56","modified_gmt":"2024-06-29T15:21:56","slug":"%ea%b7%bc%eb%a1%9c%ec%9e%a5%eb%a0%a4%ea%b8%88-%eb%8c%80%ec%83%81%ec%9e%90-%ed%98%9c%ed%83%9d","status":"publish","type":"post","link":"https:\/\/smartmoneyant.com\/%ea%b7%bc%eb%a1%9c%ec%9e%a5%eb%a0%a4%ea%b8%88-%eb%8c%80%ec%83%81%ec%9e%90-%ed%98%9c%ed%83%9d\/","title":{"rendered":"\uadfc\ub85c\uc7a5\ub824\uae08 \ub300\uc0c1\uc790 \ud61c\ud0dd \ucd1d\uc815\ub9ac (\uace0\uae08\ub9ac \uc801\uae08 \uc800\uae08\ub9ac \ub300\ucd9c \ub4f1)"},"content":{"rendered":"\n<p><strong>\uadfc\ub85c\uc7a5\ub824\uae08 \ub300\uc0c1\uc790 \ud61c\ud0dd \ucd1d\uc815\ub9ac <\/strong>\ub97c \ud1b5\ud574 \uc774\ubc88\uc5d0 <strong>\uadfc\ub85c\uc7a5\ub824\uae08 \uc9c0\uae09 \ubc1b\uc740 \ubd84\ub4e4\uc774 \ucd94\uac00\ub85c \ub204\ub9b4 \uc218 \uc788\ub294 \ud61c\ud0dd <\/strong>\uc744 \ud655\uc778\ud574 \ubcf4\uc138\uc694.<br><br><strong>\uc800\uae08\ub9ac \ub300\ucd9c \ubd80\ud130 \uace0\uae08\ub9ac \uc801\uae08 , \uadf8 \uc678 \ub2e4\uc591\ud55c \uc5ec\ub7ec \ud61c\ud0dd<\/strong>\ub4e4\uc774 \uc788\ub294\ub370<strong> \ubab0\ub77c\uc11c \uc2e0\uccad \uc548 \ud558\ub294 \uacbd\uc6b0\ub294 \uaf2d \uc5c6\uc73c\uc168\uc73c\uba74 \uc88b\uaca0\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<h2 class=\"gb-headline gb-headline-fddb8efa gb-headline-text\"><strong>\uadfc\ub85c\uc7a5\ub824\uae08 \uc9c0\uae09 \ub300\uc0c1\uc790, \ucd94\uac00 \ud61c\ud0dd \ud655\uc778<\/strong><\/h2>\n\n\n\n<p>\uc62c\ud574 \uadfc\ub85c\uc7a5\ub824\uae08 \uc744 3\uc6d4 \uc5d0 \ubc18\uae30 \uc2e0\uccad \ud558\uc2e0 \ubd84\ub4e4 \uc740 \uc9c0\ub09c 6\uc6d4 27\uc77c \uc774\ud6c4 \uadfc\ub85c\uc7a5\ub824\uae08\uc744 \uc9c0\uae09 \ubc1b\uc73c\uc168\uc744 \uac81\ub2c8\ub2e4. <br><br>\ub610\ud55c 5\uc6d4 \uc815\uae30 \uc2e0\uccad\uc744 \ud558\uc2e0 \ubd84\ub4e4 \uc911 \uc2ec\uc0ac \uc870\uac74\uc744 \ub9cc\uc871\ud55c \ubd84\ub4e4\ub3c4 8\uc6d4 \ub9d0 \uc5d0 \uadfc\ub85c\uc7a5\ub824\uae08 \uc9c0\uae09 \ubc1b\uc73c\uc2e4 \uc608\uc815\uc774\uaca0\uc8e0?<br><br>\uadf8\ub7f0\ub370 \ub9ce\uc740 \ubd84\ub4e4\uc774 \uadfc\ub85c\uc7a5\ub824\uae08\ub9cc \uc9c0\uae09 \ubc1b\uace0, \ucd94\uac00\ub85c \ubc1b\uc73c\uc2e4 \uc218 \uc788\ub294 \uadfc\ub85c\uc7a5\ub824\uae08 \ub300\uc0c1\uc790 \ud61c\ud0dd \uc5d0 \ub300\ud574\uc11c\ub294 \uc798 \ubaa8\ub974\uc2dc\ub294 \uac83 \uac19\uc2b5\ub2c8\ub2e4. <br><br>\ub2e4\uc74c\uacfc \uac19\uc740 \ub2e4\uc591\ud55c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc73c\ub2c8, \ud558\ub098 \ud558\ub098 \ud655\uc778\ud574 \ubcf4\uc2dc\uace0 \ud544\uc694\ud558\ub2e4\uba74 \uc2e0\uccad \ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. <\/p>\n\n\n\n<ol>\n<li><strong>\uc8fc\uac70\uc548\uc815 \uc6d4\uc138\ub300\ucd9c (\uadfc\ub85c\uc7a5\ub824\uae08 \ub300\uc0c1\uc790 )  <\/strong><\/li>\n\n\n\n<li><strong>\ubbf8\uc18c\uae08\uc735 \uc800\uae08\ub9ac \ub300\ucd9c <\/strong><\/li>\n\n\n\n<li><strong>\uadfc\ub85c\uc7a5\ub824\uae08 \uc218\uae09\uc790 \uace0\uae08\ub9ac \uc801\uae08 \uc0c1\ud488<\/strong><\/li>\n\n\n\n<li><strong>\ub0b4\uc77c\ubc30\uc6c0\uce74\ub4dc \uad50\uc721 \ubc0f \ud6c8\ub828 \uc2dc \ud6c8\ub828\uc7a5\ub824\uae08 \uc9c0\uae09<\/strong><\/li>\n<\/ol>\n\n\n\n<h3 class=\"gb-headline gb-headline-69d66430 gb-headline-text\"><strong>1. \uc8fc\uac70\uc548\uc815 \uc6d4\uc138\ub300\ucd9c \uc6b0\ub300\ud615 \uc2e0\uccad (1%\ub300 \uc800\uae08\ub9ac \ub300\ucd9c )<\/strong><\/h3>\n\n\n\n<p>\uccab \ubc88\uc9f8 \ud61c\ud0dd \uc740 \uc6d4\uc138 \ubd80\ub2f4\uc744 \ud574\uacb0\ud574 \uc904 \uc218 \uc788\ub294 \uc8fc\uac70\uc548\uc815 \uc6d4\uc138\ub300\ucd9c \uc5d0 \uc6b0\ub300\ud615 \uc2e0\uccad \uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. <br><br>\uadfc\ub85c\uc7a5\ub824\uae08 \uc218\uae09\uc790 \uc5ed\uc2dc \uc6b0\ub300\ud615 \ub300\ucd9c \ub300\uc0c1 \uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4. <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"363\" src=\"https:\/\/smartmoneyant.com\/wp-content\/uploads\/2024\/06\/\uadfc\ub85c\uc7a5\ub824\uae08-\uc218\uae09\uc790-\ud61c\ud0dd-\uccab-\ubc88\uc9f8-\uc8fc\uac70\uc548\uc815\uc6d4\uc138\ub300\ucd9c-\uc6b0\ub300\ud615-\uc2e0\uccad-1024x363.webp\" alt=\"\uadfc\ub85c\uc7a5\ub824\uae08 \ub300\uc0c1\uc790 \ud61c\ud0dd \uccab \ubc88\uc9f8 \uc8fc\uac70\uc548\uc815\uc6d4\uc138\ub300\ucd9c \uc6b0\ub300\ud615 \uc2e0\uccad\" class=\"wp-image-3236\" srcset=\"https:\/\/smartmoneyant.com\/wp-content\/uploads\/2024\/06\/\uadfc\ub85c\uc7a5\ub824\uae08-\uc218\uae09\uc790-\ud61c\ud0dd-\uccab-\ubc88\uc9f8-\uc8fc\uac70\uc548\uc815\uc6d4\uc138\ub300\ucd9c-\uc6b0\ub300\ud615-\uc2e0\uccad-1024x363.webp 1024w, https:\/\/smartmoneyant.com\/wp-content\/uploads\/2024\/06\/\uadfc\ub85c\uc7a5\ub824\uae08-\uc218\uae09\uc790-\ud61c\ud0dd-\uccab-\ubc88\uc9f8-\uc8fc\uac70\uc548\uc815\uc6d4\uc138\ub300\ucd9c-\uc6b0\ub300\ud615-\uc2e0\uccad-300x106.webp 300w, https:\/\/smartmoneyant.com\/wp-content\/uploads\/2024\/06\/\uadfc\ub85c\uc7a5\ub824\uae08-\uc218\uae09\uc790-\ud61c\ud0dd-\uccab-\ubc88\uc9f8-\uc8fc\uac70\uc548\uc815\uc6d4\uc138\ub300\ucd9c-\uc6b0\ub300\ud615-\uc2e0\uccad-768x273.webp 768w, https:\/\/smartmoneyant.com\/wp-content\/uploads\/2024\/06\/\uadfc\ub85c\uc7a5\ub824\uae08-\uc218\uae09\uc790-\ud61c\ud0dd-\uccab-\ubc88\uc9f8-\uc8fc\uac70\uc548\uc815\uc6d4\uc138\ub300\ucd9c-\uc6b0\ub300\ud615-\uc2e0\uccad.webp 1217w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><strong>\uadfc\ub85c\uc7a5\ub824\uae08 \ub300\uc0c1\uc790 \ud61c\ud0dd \uccab \ubc88\uc9f8 \uc8fc\uac70\uc548\uc815\uc6d4\uc138\ub300\ucd9c \uc6b0\ub300\ud615 \uc2e0\uccad<\/strong><\/figcaption><\/figure><\/div>\n\n\n<p>\ub355\ubd84\uc5d0 \ud55c \ub2ec\uc5d0 60\ub9cc \uc6d0, 1\ub144 720\ub9cc \uc6d0 \ucd5c\ub300 \ud55c\ub3c4 \uc5d0 2\ub144 \ub3d9\uc548 1440\ub9cc \uc6d0 \uc758 \uc8fc\uac70 \uc548\uc815 \ubaa9\uc801\uc758 \uc6d4\uc138\ub300\ucd9c \uc5d0 \ub300\ud574 \uaca8\uc6b0 1.3% \uc800\uae08\ub9ac \ub300\ucd9c \uc774\uc790\ub97c \uc0c1\ud658\ud558\uba74 \ub429\ub2c8\ub2e4. <br><br>\uc989,<strong> \ud55c \ub2ec \ub3d9\uc548 \ucd5c\ub300 \uae08\uc561 \uc778 60\ub9cc \uc6d0 \uc744 \ubaa8\ub450 \ub300\ucd9c \ubc1b\uc544\ub3c4, 1\ub144 720\ub9cc \uc6d0 \uc5d0 \ub300\ud55c \uc5f0 \uc774\uc790\ub294 \uaca8\uc6b0 9\ub9cc 3600\uc6d0 \ubc16\uc5d0 \ub418\uc9c0 \uc54a\uc8e0. <\/strong><br><br>\uac8c\ub2e4\uac00 \ub300\ucd9c \uae30\uac04 \ub3c4 \uae30\ubcf8 2\ub144 \uc5f0\uc7a5\uc744 \ud1b5\ud574 \ucd5c\uc7a5 10\ub144 \uc774\uc6a9 \uac00\ub2a5\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c, \uc911\ub3c4 \uc0c1\ud658 \uc218\uc218\ub8cc \ub610\ud55c \uc5c6\uc2b5\ub2c8\ub2e4. <br><br>\ub530\ub77c\uc11c \uadfc\ub85c\uc7a5\ub824\uae08 \uc744 \uc774\ubc88\uc5d0 \uc9c0\uae09 \ubc1b\uc73c\uc2e0 \ubd84\ub4e4 \uc911, \ubb34\uc8fc\ud0dd\uc790 \uc774\uba74\uc11c \uc6d4\uc138 \ub97c \ubd80\ub2f4 \uc911\uc774\uc2e0 \ubd84\ub4e4\uc774\ub77c\uba74 \uaf2d \uc2e0\uccad\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. <\/p>\n\n\n\n<p><a href=\"https:\/\/nhuf.molit.go.kr\/FP\/FP05\/FP0502\/FP05020201.jsp\"><strong>\ud83d\udc49 \uc8fc\ud0dd\ub3c4\uc2dc\uae30\uae08 \uc8fc\uac70\uc548\uc815 \uc6d4\uc138\ub300\ucd9c \uc2e0\uccad<\/strong> <\/a><\/p>\n\n\n\n<h3 class=\"gb-headline gb-headline-fac1838b gb-headline-text\"><strong>2. \ubbf8\uc18c\uae08\uc735 \ub2e4\ubaa9\uc801 \uc800\uae08\ub9ac \ub300\ucd9c <\/strong><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"515\" src=\"https:\/\/smartmoneyant.com\/wp-content\/uploads\/2024\/06\/\uadfc\ub85c\uc7a5\ub824\uae08-\uc218\uae09\uc790-\ud61c\ud0dd-\ub450-\ubc88\uc9f8-\ubbf8\uc18c\uae08\uc735-\uc7ac\ub2e8-\uc800\uae08\ub9ac-\ub300\ucd9c.webp\" alt=\"\uadfc\ub85c\uc7a5\ub824\uae08 \uc218\uae09\uc790 \ud61c\ud0dd \ub450 \ubc88\uc9f8 \ubbf8\uc18c\uae08\uc735 \uc7ac\ub2e8 \uc800\uae08\ub9ac \ub300\ucd9c\" class=\"wp-image-3237\" srcset=\"https:\/\/smartmoneyant.com\/wp-content\/uploads\/2024\/06\/\uadfc\ub85c\uc7a5\ub824\uae08-\uc218\uae09\uc790-\ud61c\ud0dd-\ub450-\ubc88\uc9f8-\ubbf8\uc18c\uae08\uc735-\uc7ac\ub2e8-\uc800\uae08\ub9ac-\ub300\ucd9c.webp 800w, https:\/\/smartmoneyant.com\/wp-content\/uploads\/2024\/06\/\uadfc\ub85c\uc7a5\ub824\uae08-\uc218\uae09\uc790-\ud61c\ud0dd-\ub450-\ubc88\uc9f8-\ubbf8\uc18c\uae08\uc735-\uc7ac\ub2e8-\uc800\uae08\ub9ac-\ub300\ucd9c-300x193.webp 300w, https:\/\/smartmoneyant.com\/wp-content\/uploads\/2024\/06\/\uadfc\ub85c\uc7a5\ub824\uae08-\uc218\uae09\uc790-\ud61c\ud0dd-\ub450-\ubc88\uc9f8-\ubbf8\uc18c\uae08\uc735-\uc7ac\ub2e8-\uc800\uae08\ub9ac-\ub300\ucd9c-768x494.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption class=\"wp-element-caption\"><strong>\uadfc\ub85c\uc7a5\ub824\uae08 \uc218\uae09\uc790 \ud61c\ud0dd \ub450 \ubc88\uc9f8 \ubbf8\uc18c\uae08\uc735 \uc7ac\ub2e8 \uc800\uae08\ub9ac \ub300\ucd9c<\/strong><\/figcaption><\/figure><\/div>\n\n\n<p>\ub2e4\uc74c\uc73c\ub85c \ubbf8\uc18c\uae08\uc735 \uc7ac\ub2e8 \uc5d0\uc11c \uc9c0\uc6d0\ud558\ub294 \ub2e4\uc591\ud55c \uc6a9\ub3c4 \uc758 \uc800\uae08\ub9ac \ub300\ucd9c \ub610\ud55c \uadfc\ub85c\uc7a5\ub824\uae08 \ub300\uc0c1\uc790 \ub77c\uba74 \ubaa9\uc801\uc5d0 \ub9de\uac8c \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <br><br>\uac01 \uc6a9\ub3c4\uc5d0 \ub9de\uac8c \ub300\ucd9c \uae08\uc561 \ud55c\ub3c4 \ub294 \ub2e4\ub974\uc9c0\ub9cc, <strong>\ub300\ucd9c \uae08\ub9ac \ub294 4.5% \ub85c \ub3d9\uc77c<\/strong>\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th>\ubbf8\uc18c\uae08\uc735 \ub300\ucd9c \uc885\ub958<\/th><th>\ub300\ucd9c\ud55c\ub3c4<\/th><\/tr><\/thead><tbody><tr><td><strong>\ucc3d\uc5c5 <\/strong>\uc790\uae08 <\/td><td>7000\ub9cc \uc6d0<\/td><\/tr><tr><td><strong>\uc6b4\uc601 <\/strong>\uc790\uae08 <\/td><td>2000\ub9cc \uc6d0<\/td><\/tr><tr><td><strong>\uc2dc\uc124 \uac1c\uc120 <\/strong>\uc790\uae08<\/td><td>2000\ub9cc \uc6d0<\/td><\/tr><tr><td><strong>\ucde8\uc5c5 \uc131\uacf5 <\/strong>\ub300\ucd9c <\/td><td>300\ub9cc \uc6d0<\/td><\/tr><tr><td><strong>\uae34\uae09 \uc0dd\uacc4 \uc790\uae08<\/strong> \ub300\ucd9c <\/td><td>1000\ub9cc \uc6d0<\/td><\/tr><tr><td><strong>\uad50\uc721\ube44 <\/strong>\uc9c0\uc6d0 \ub300\ucd9c<\/td><td>500\ub9cc \uc6d0<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\ub9d0 \uadf8\ub300\ub85c \ucc3d\uc5c5 \uc744 \ud558\uac70\ub098, \uc790\uc601\uc5c5 \uc911 \uc6b4\uc601 \uc790\uae08 \ud655\ubcf4\uac00 \ud544\uc694 \ud558\uac70\ub098, \ucde8\uc5c5 \uc900\ube44\ub97c \uc704\ud55c \ube44\uc6a9 \ud639\uc740 \uad50\uc721\ube44 , \uc0dd\uacc4\ube44 \ub4f1 \ub2e4\uc591\ud55c \uc0c1\ud669\uc5d0\uc11c \uc800\uae08\ub9ac \ub300\ucd9c\uc774 \ud544\uc694\ud560 \ub54c \ud65c\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<p><a href=\"https:\/\/www.kbmiso.or.kr\/gboard\/bbs\/board.php?bo_table=step&amp;wr_id=1&amp;sca=\"><strong>\ud83d\udc49 KB \ubbf8\uc18c\uae08\uc735\uc7ac\ub2e8 \uc800\uae08\ub9ac\ub300\ucd9c \uc9c0\uc6d0 \uc2e0\uccad \uc808\ucc28 \ud655\uc778\ud558\uae30<\/strong> <\/a><\/p>\n\n\n\n<h3 class=\"gb-headline gb-headline-b8965e85 gb-headline-text\"><strong>3. \uadfc\ub85c\uc7a5\ub824\uae08 \uace0\uae08\ub9ac \uc801\uae08 \uc0c1\ud488 <\/strong><\/h3>\n\n\n\n<p>\ub300\ucd9c \ub9d0\uace0 \uc790\uc0b0 \ud615\uc131 \uc744 \ud558\uace0\uc790 \ud560 \ub54c \uadfc\ub85c\uc7a5\ub824\uae08 \ub300\uc0c1\uc790 \ub77c\uba74 \uc2e0\uccad\ud560 \uc218 \uc788\ub294 \ub2e4\uc591\ud55c \uace0\uae08\ub9ac \uc801\uae08 \uc0c1\ud488 \uc774 \uc788\uc2b5\ub2c8\ub2e4. <br><br>\ub300\ubd80\ubd84\uc758 \uc740\ud589\uc5d0\uc11c\ub294 \uadfc\ub85c\uc7a5\ub824\uae08 \ub300\uc0c1\uc790 \ub97c \uc704\ud55c \uace0\uae08\ub9ac \uc801\uae08 \uc0c1\ud488\uc774 \uc788\uc2b5\ub2c8\ub2e4. <br><br>\uac01 \uace0\uae08\ub9ac \uc801\uae08 \uc0c1\ud488 \uc740 \ubaa8\ub450 \uc911\ubcf5 \uc2e0\uccad\uc774 \uac00\ub2a5\ud558\uace0 , \ud3c9\ubc94\ud55c \uc801\uae08 \uc0c1\ud488\ubcf4\ub2e4 \ud6e8\uc52c \uc774\uc790\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. <br><br>\ub530\ub77c\uc11c \uc5ec\uc720\uac00 \ub418\ub294 \ub3c8\uc744 \uace0\uae08\ub9ac \uc801\uae08 \uc0c1\ud488\uc5d0 \ub192\uc740 \uae08\ub9ac \ub97c \uc81c\uacf5\ud558\ub294 \uc0c1\ud488 \uc704\uc8fc\ub85c \uac70\uce58\ud574 \ub450\uba74 \ub418\uaca0\uc8e0. <br><br>\ud604\uc7ac 2024\ub144 \uae30\uc900 \uadfc\ub85c\uc7a5\ub824\uae08 \uace0\uae08\ub9ac \uc801\uae08 \uc0c1\ud488 \uc815\ubcf4\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. <br><br>(2024\ub144 \ud574\ub2f9 \uc740\ud589 \ud648\ud398\uc774\uc9c0 \uc5d0\uc11c \uc2e4\uc81c\ub85c \ud655\uc778\ud560 \uc218 \uc788\ub294 \uc801\uae08 \uc0c1\ud488 \uc911 \ucd5c\uc18c \uae08\ub9ac \uac00 5% \uc774\uc0c1\uc778 \uc801\uae08 \uc0c1\ud488 \uc744 \uc120\ubcc4\ud558\uc600\uc2b5\ub2c8\ub2e4. )<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"413\" src=\"https:\/\/smartmoneyant.com\/wp-content\/uploads\/2024\/06\/\uadfc\ub85c\uc7a5\ub824\uae08-\ub300\uc0c1\uc790-\ud61c\ud0dd-\uc138-\ubc88\uc9f8-\uace0\uae08\ub9ac-\uc801\uae08-\uc0c1\ud488-\uac00\uc785-1024x413.webp\" alt=\"\uadfc\ub85c\uc7a5\ub824\uae08 \ub300\uc0c1\uc790 \ud61c\ud0dd \uc138 \ubc88\uc9f8 \uace0\uae08\ub9ac \uc801\uae08 \uc0c1\ud488 \uac00\uc785\" class=\"wp-image-3238\" srcset=\"https:\/\/smartmoneyant.com\/wp-content\/uploads\/2024\/06\/\uadfc\ub85c\uc7a5\ub824\uae08-\ub300\uc0c1\uc790-\ud61c\ud0dd-\uc138-\ubc88\uc9f8-\uace0\uae08\ub9ac-\uc801\uae08-\uc0c1\ud488-\uac00\uc785-1024x413.webp 1024w, https:\/\/smartmoneyant.com\/wp-content\/uploads\/2024\/06\/\uadfc\ub85c\uc7a5\ub824\uae08-\ub300\uc0c1\uc790-\ud61c\ud0dd-\uc138-\ubc88\uc9f8-\uace0\uae08\ub9ac-\uc801\uae08-\uc0c1\ud488-\uac00\uc785-300x121.webp 300w, https:\/\/smartmoneyant.com\/wp-content\/uploads\/2024\/06\/\uadfc\ub85c\uc7a5\ub824\uae08-\ub300\uc0c1\uc790-\ud61c\ud0dd-\uc138-\ubc88\uc9f8-\uace0\uae08\ub9ac-\uc801\uae08-\uc0c1\ud488-\uac00\uc785-768x309.webp 768w, https:\/\/smartmoneyant.com\/wp-content\/uploads\/2024\/06\/\uadfc\ub85c\uc7a5\ub824\uae08-\ub300\uc0c1\uc790-\ud61c\ud0dd-\uc138-\ubc88\uc9f8-\uace0\uae08\ub9ac-\uc801\uae08-\uc0c1\ud488-\uac00\uc785.webp 1400w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><strong>\uadfc\ub85c\uc7a5\ub824\uae08 \ub300\uc0c1\uc790 \ud61c\ud0dd \uc138 \ubc88\uc9f8 \uace0\uae08\ub9ac \uc801\uae08 \uc0c1\ud488 \uac00\uc785<\/strong><\/figcaption><\/figure><\/div>\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th><strong>2024 \uadfc\ub85c\uc7a5\ub824\uae08 \uace0\uae08\ub9ac \uc801\uae08<\/strong><\/th><th><strong>\uae08\ub9ac <\/strong><\/th><th><strong>\ub0a9\uc785 \ud55c\ub3c4<\/strong><\/th><th><strong>\uac00\uc785 \uae30\uac04 <\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>\uc2e0\ud55c \uc0c8\ud76c\ub9dd \uc801\uae08, \uc2e0\ud55c\uc740\ud589<\/strong><\/td><td><strong>5.5%<\/strong><\/td><td><strong>20\ub9cc \uc6d0<\/strong><\/td><td><strong>\ucd5c\ub300 3\ub144<\/strong><\/td><\/tr><tr><td><strong>\uc0c8\ucd9c\ubc1c\uc790\uc720\uc801\uae08(\ud76c\ub9dd) , \uc6b0\uccb4\uad6d<\/strong><\/td><td><strong>5.5%<\/strong><\/td><td><strong>30\ub9cc \uc6d0<\/strong><\/td><td><strong>\ucd5c\ub300 3\ub144<\/strong><\/td><\/tr><tr><td><strong>\uc0c8\ud76c\ub9dd\ud0a4\uc6c0\uc801\uae08 , \uc81c\uc8fc\uc740\ud589<\/strong><\/td><td><strong>6%<\/strong><\/td><td><strong>20\ub9cc \uc6d0<\/strong><\/td><td><strong>\ucd5c\ub300 1\ub144<\/strong><\/td><\/tr><tr><td><strong>KB\uad6d\ubbfc\ud589\ubcf5\uc801\uae08, \uad6d\ubbfc\uc740\ud589<\/strong><\/td><td><strong>5.75%<\/strong><\/td><td><strong>30\ub9cc \uc6d0<\/strong><\/td><td><strong>\ucd5c\ub300 1\ub144 <\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>5%\ub300 \uc774\uc0c1\uc758 \uae08\ub9ac\ub97c \uc8fc\ub294 \uadfc\ub85c\uc7a5\ub824\uae08 \uace0\uae08\ub9ac \uc801\uae08 \uc0c1\ud488 \ub9cc\uc744 \uc120\uc815\ud55c \uc774\uc720\ub294 5% \uc774\uc0c1\uc774 \uc544\ub2c8\ub77c\uba74 \uae4c\ub2e4\ub85c\uc6b4 \uc870\uac74, \ud55c\ub3c4 \uc81c\ud55c \uae4c\uc9c0 \uace0\ub824\ud558\uba74\uc11c \uc801\uae08 \uc744 \ud560 \ub9e4\ub825\uc774 \ud604\uc7ac \uc801\uae30 \ub54c\ubb38 \uc785\ub2c8\ub2e4. <br><br>\uc790\uc138\ud55c \ub0b4\uc6a9\uc740 \uae08\ub9ac\ud615 ETF \uc5d0 \ub300\ud574 \uc815\ub9ac\ud55c \uc544\ub798 \ud3ec\uc2a4\ud305\uc744 \ucc38\uace0\ud574 \ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. <\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-smart-money-ant wp-block-embed-smart-money-ant\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"L8hupGIEv6\"><a href=\"https:\/\/smartmoneyant.com\/%ea%b8%88%eb%a6%ac%ed%98%95-etf-%ec%a2%85%eb%a5%98\/\">\uae08\ub9ac\ud615 ETF \uc885\ub958 \ubc0f \ucd94\ucc9c , \ucd5c\uadfc \uc8fc\ubaa9\ubc1b\ub294 \uc774\uc720\ub294? ( \ud30c\ud0b9\ud615 ETF )<\/a><\/blockquote><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" title=\"&#8220;\uae08\ub9ac\ud615 ETF \uc885\ub958 \ubc0f \ucd94\ucc9c , \ucd5c\uadfc \uc8fc\ubaa9\ubc1b\ub294 \uc774\uc720\ub294? ( \ud30c\ud0b9\ud615 ETF )&#8221; &#8212; Smart Money Ant\" src=\"https:\/\/smartmoneyant.com\/%ea%b8%88%eb%a6%ac%ed%98%95-etf-%ec%a2%85%eb%a5%98\/embed\/#?secret=yHeJTEWshH#?secret=L8hupGIEv6\" data-secret=\"L8hupGIEv6\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<h3 class=\"gb-headline gb-headline-17c0e79f gb-headline-text\"><strong>4. \ud6c8\ub828\uc7a5\ub824\uae08 \ucd5c\ub300 20\ub9cc \uc6d0 \uc9c0\uae09 ( \uad6d\ubbfc\ub0b4\uc77c\ubc30\uc6c0\uce74\ub4dc)<\/strong><\/h3>\n\n\n\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c \uadfc\ub85c\uc7a5\ub824\uae08 \ub300\uc0c1\uc790 \uac00 \uad6d\ubbfc\ub0b4\uc77c\ubc30\uc6c0\uce74\ub4dc \ub97c \ud1b5\ud574 \uad50\uc721 \ubc0f \ud6c8\ub828\uc744 \ubc1b\uac8c \ub420 \uacbd\uc6b0<strong> \uc6d4 11\ub9cc 6\ucc9c \uc6d0, \ucd5c\ub300 20\ub9cc \uc6d0 \uc758 \ud6c8\ub828\uc7a5\ub824\uae08\uc744 \uc9c0\uae09<\/strong> \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <br><br>\uc774 \ub54c \ud6c8\ub828\uc7a5\ub824\uae08 \uc758 \uad6c\uccb4\uc801\uc778 \uc9c0\uae09 \uae08\uc561 \uc740 \ub2e4\uc74c 3\uac00\uc9c0 \ud3c9\uac00 \uc694\uc18c\uc5d0 \uc758\ud574 \uacb0\uc815\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<ul>\n<li>\ud6c8\ub828\uae30\uac04 : \ucd1d \uad50\uc721(\ud6c8\ub828)\uc2dc\uac04\uc774 140\uc2dc\uac04 \uc774\uc0c1 <\/li>\n\n\n\n<li>\ucd9c\uc11d\ub960 : \ub9e4\ub2ec \ucd9c\uc11d\ub960\uc774 80% \uc774\uc0c1<\/li>\n\n\n\n<li>\uc218\uac15\ud3c9 : \uad50\uc721(\ud6c8\ub828) \uc885\ub8cc \ud6c4 30\uc77c \uc774\ub0b4 \uc218\uac15\ud3c9 \uc744 \uc791\uc131<\/li>\n<\/ul>\n\n\n\n<p>\uad50\uc721, \ud6c8\ub828\uc744 \ubc1b\uc73c\ub824\uba74 \ub2f9\uc5f0\ud788 \uad6d\ubbfc\ub0b4\uc77c\ubc30\uc6c0\uce74\ub4dc \ub97c \ubc1c\uae09 \ubc1b\uc73c\uc154\uc57c \ud569\ub2c8\ub2e4. <br><br>\uc774\ub294 \ud604\uc7ac<a href=\"https:\/\/www.work24.go.kr\/cm\/main.do#none\"> <\/a><strong><a href=\"https:\/\/www.work24.go.kr\/cm\/main.do#none\">\uace0\uc6a924 \uc815\ubd80 \uacf5\uc2dd \uc0ac\uc774\ud2b8 \uc5d0\uc11c \uc2e0\uccad<\/a><\/strong>\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. <br><br>\uc774\ubc88 \uae30\ud68c\uc5d0 \uc0c8\ub85c\uc6b4 \uad50\uc721 \ubc0f \ud6c8\ub828\uc744 \ud1b5\ud574 \uacbd\uc7c1\ub825\uc744 \uac16\ucd94\uace0 \uc2f6\uc740 \ubd84\ub4e4 \uc911\uc5d0\uc11c \uadfc\ub85c\uc7a5\ub824\uae08 \ub300\uc0c1\uc790 \uc774\uc2e0 \ubd84\ub4e4\uc740 \uad00\uc2ec\uc744 \uac00\uc838\ubcfc \ub9cc \ud569\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\uc774\uc0c1\uc73c\ub85c \uadfc\ub85c\uc7a5\ub824\uae08 \ub300\uc0c1\uc790 \ud61c\ud0dd \uc5d0 \ub300\ud574 \ucd1d \uc815\ub9ac\ud574 \ubcf4\uc558\uc2b5\ub2c8\ub2e4. <br><br>\uadfc\ub85c\uc7a5\ub824\uae08 \uc744 \uc9c0\uae09 \ubc1b\uc740 \uac83\ub3c4 \uae30\uc05c \uc77c\uc774\uc9c0\ub9cc, \ucd94\uac00\uc801\uc778 \ud61c\ud0dd \uc774 \uc788\uace0, \ud574\ub2f9 \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\ub294 \uc790\uaca9 \uc774 \uc788\ub294\ub370\ub3c4 \ubab0\ub77c\uc11c \uc2e0\uccad \ubabb\ud558\ub294 \uc0c1\ud669\uc774 \ubc1c\uc0dd\ud558\uba74 \uc548 \ub418\uaca0\uc8e0. <br><br>\ucd5c\uadfc \uadfc\ub85c\uc7a5\ub824\uae08 \uc744 \uc9c0\uae09 \ubc1b\uc740 \uc9c0\uc778 \uc774 \uc788\ub2e4\uba74 \uc774 \uc815\ubcf4 \ub610\ud55c \ud568\uaed8 \uacf5\uc720\ud558\uba74 \ubd84\uba85 \ud070 \ub3c4\uc6c0\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uadfc\ub85c\uc7a5\ub824\uae08 \ub300\uc0c1\uc790 \ud61c\ud0dd \ucd1d\uc815\ub9ac \ub97c \ud1b5\ud574 \uc774\ubc88\uc5d0 \uadfc\ub85c\uc7a5\ub824\uae08 \uc9c0\uae09 \ubc1b\uc740 \ubd84\ub4e4\uc774 \ucd94\uac00\ub85c \ub204\ub9b4 \uc218 \uc788\ub294 \ud61c\ud0dd \uc744 \ud655\uc778\ud574 \ubcf4\uc138\uc694.\uc800\uae08\ub9ac \ub300\ucd9c \ubd80\ud130 \uace0\uae08\ub9ac \uc801\uae08 , \uadf8 \uc678 \ub2e4\uc591\ud55c \uc5ec\ub7ec \ud61c\ud0dd\ub4e4\uc774 \uc788\ub294\ub370 \ubab0\ub77c\uc11c \uc2e0\uccad \uc548 \ud558\ub294 \uacbd\uc6b0\ub294 \uaf2d \uc5c6\uc73c\uc168\uc73c\uba74 \uc88b\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":3241,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[64,61],"tags":[114,6,600,113,601],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\uadfc\ub85c\uc7a5\ub824\uae08 \ub300\uc0c1\uc790 \ud61c\ud0dd \ucd1d\uc815\ub9ac (\uace0\uae08\ub9ac \uc801\uae08 \uc800\uae08\ub9ac \ub300\ucd9c \ub4f1)<\/title>\n<meta name=\"description\" content=\"\uadfc\ub85c\uc7a5\ub824\uae08 \ub300\uc0c1\uc790 \ud61c\ud0dd \ucd1d\uc815\ub9ac \ub97c \ud1b5\ud574 \uc774\ubc88\uc5d0 \uadfc\ub85c\uc7a5\ub824\uae08 \uc9c0\uae09 \ubc1b\uc740 \ubd84\ub4e4\uc774 \ucd94\uac00\ub85c \ub204\ub9b4 \uc218 \uc788\ub294 \ud61c\ud0dd \uc744 \ud655\uc778\ud574 \ubcf4\uc138\uc694.\uc800\uae08\ub9ac \ub300\ucd9c \ubd80\ud130 \uace0\uae08\ub9ac \uc801\uae08 , \uadf8 \uc678 \ub2e4\uc591\ud55c \uc5ec\ub7ec \ud61c\ud0dd\ub4e4\uc774 \uc788\ub294\ub370 \ubab0\ub77c\uc11c \uc2e0\uccad \uc548 \ud558\ub294 \uacbd\uc6b0\ub294 \uaf2d \uc5c6\uc73c\uc168\uc73c\uba74 \uc88b\uaca0\uc2b5\ub2c8\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/smartmoneyant.com\/\uadfc\ub85c\uc7a5\ub824\uae08-\ub300\uc0c1\uc790-\ud61c\ud0dd\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uadfc\ub85c\uc7a5\ub824\uae08 \ub300\uc0c1\uc790 \ud61c\ud0dd \ucd1d\uc815\ub9ac (\uace0\uae08\ub9ac \uc801\uae08 \uc800\uae08\ub9ac \ub300\ucd9c \ub4f1)\" \/>\n<meta property=\"og:description\" content=\"\uadfc\ub85c\uc7a5\ub824\uae08 \ub300\uc0c1\uc790 \ud61c\ud0dd \ucd1d\uc815\ub9ac \ub97c \ud1b5\ud574 \uc774\ubc88\uc5d0 \uadfc\ub85c\uc7a5\ub824\uae08 \uc9c0\uae09 \ubc1b\uc740 \ubd84\ub4e4\uc774 \ucd94\uac00\ub85c \ub204\ub9b4 \uc218 \uc788\ub294 \ud61c\ud0dd \uc744 \ud655\uc778\ud574 \ubcf4\uc138\uc694.\uc800\uae08\ub9ac \ub300\ucd9c \ubd80\ud130 \uace0\uae08\ub9ac \uc801\uae08 , \uadf8 \uc678 \ub2e4\uc591\ud55c \uc5ec\ub7ec \ud61c\ud0dd\ub4e4\uc774 \uc788\ub294\ub370 \ubab0\ub77c\uc11c \uc2e0\uccad \uc548 \ud558\ub294 \uacbd\uc6b0\ub294 \uaf2d \uc5c6\uc73c\uc168\uc73c\uba74 \uc88b\uaca0\uc2b5\ub2c8\ub2e4.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/smartmoneyant.com\/\uadfc\ub85c\uc7a5\ub824\uae08-\ub300\uc0c1\uc790-\ud61c\ud0dd\/\" \/>\n<meta property=\"og:site_name\" content=\"Smart Money Ant\" \/>\n<meta property=\"article:published_time\" content=\"2024-06-29T15:21:50+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-29T15:21:56+00:00\" \/>\n<meta property=\"og:image\" 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